The Best 10 Online Casinos in Zambia
Ready to discover top online casinos in Zambia? OnlineCasinoRank, your dedicated comparison site, empowers Zambian players to find licensed, secure, and rewarding gaming experiences. We cut through the complexity, focusing on platforms that meet local standards, offer robust security, and ensure transparent transactions for peace of mind.
Dive into a world of exciting slots, thrilling live dealer games, and generous bonuses, all available through convenient payment methods. Our expert reviews meticulously assess game selection, bonus fairness, mobile compatibility, and crucially, fast withdrawal speeds – key factors for Zambian players. Please note, our content is for informational purposes and not a substitute for local legal or tax advice.
Whether you're a beginner or an experienced gamer, OnlineCasinoRank's unbiased comparisons help you make informed decisions. Choose your perfect online casino with confidence and start playing today. Find your next winning destination now.
Top-Rated Online Casinos in Zambia
Finding the right Zambian casino for your playstyle
Zambian players can access a mix of locally focused platforms and top international online casinos, each offering different advantages. The categories below explain what to look for in each type of platform before you deposit your Kwacha or open a new account.
Best Zambian Real Money Online Casinos
Real money online casinos available to players in Zambia offer stakes and payouts in currencies such as ZMW, USD, or EUR. These platforms usually provide a variety of games, including slots, table games, and live dealer titles. Before depositing, confirm that the casino holds a valid licence from a recognised regulator, supports secure payment methods like mobile money, and clearly explains its verification and withdrawal rules.
Zambian Online Casinos with the Best Payouts
Casinos with stronger payout potential feature games with higher Return to Player (RTP) percentages and straightforward withdrawal processes. Look for platforms that publish RTP information, work with reputable software providers, and state typical processing times for ZMW withdrawals so you know exactly when to expect your winnings.
Zambian Online Casinos for High Rollers
High roller casinos cater to players who prefer larger stakes and higher limits. These sites often provide VIP programmes, tailored bonuses, and priority support. Before committing large amounts of Kwacha, review maximum bet and withdrawal limits, VIP terms, and any extra KYC checks that may apply to larger transactions.
The Safest Zambian Online Casinos
The safest options for Zambian players are casinos that hold clear licences, use SSL encryption, and submit their games to independent testing. They should also offer responsible gambling tools such as deposit limits, time-outs, and self-exclusion, along with transparent terms and privacy policies that protect your personal data.
Best Zambian Online Casinos with Low Minimum Deposits
Casinos with low minimum deposits let players start with modest budgets, making them suitable for beginners. Review the minimum deposit per payment method, such as Airtel or MTN, any transaction fees, and the minimum withdrawal thresholds so you understand the full cost of playing with smaller amounts.
Our top 3 picks for Zambian players in February 2026
The examples below – Betwinner, 1xBet, and 22Bet – are international brands that currently accept players from Zambia and support ZMW or ZMW-friendly payment options. Their licensing is primarily offshore, although 22Bet also holds a local Zambian licence which adds an extra layer of trust.
Availability, bonuses, and limits can change, so always check the latest terms, licence details, and country restrictions on the casino’s own website before creating an account. The information is for comparison only and is not a recommendation to gamble.
Betwinner
Betwinner accepts Zambian players and offers casino games alongside a large sportsbook. Its global welcome package can reach the equivalent of ZMW 23,000 over the first four deposits, with the first deposit typically matched 100% up to around ZMW 5,200, subject to 35x wagering on the bonus amount. Exact figures can differ, so Zambian players should always confirm the current ZMW limits in the cashier.
The platform focuses on slots, table games, and live casino titles from multiple providers, and supports bank cards, e-wallets, and selected local payment options.
| Feature | Details |
|---|---|
| Welcome Bonus | Multi-step welcome package up to about ZMW 23,000 across the first 4 deposits |
| Wagering | Typically 35x on bonus funds (check the current bonus terms) |
| Minimum Deposit | Commonly around the equivalent of €1–€10; confirm local ZMW thresholds |
| Game Variety | Slots, table games, live casino, plus sports betting |
| Payment Methods | Visa, Mastercard, bank transfers, and selected regional options |
| Customer Support | 24/7 via live chat and email |
| Mobile Compatibility | Mobile-optimised website plus Android app |
1xBet
1xBet runs a Zambia-facing site that accepts ZMW and promotes a 300% sports welcome bonus up to ZMW 6,300 for new players, with 5x wagering on accumulator bets of at least three events at minimum odds of 1.40. Casino promotions are offered separately and may have different wagering conditions.
The brand combines an extensive sportsbook with a large casino section and supports popular Zambian mobile money methods such as Airtel Money and MTN Mobile Money alongside bank cards.
| Feature | Details |
|---|---|
| Welcome Bonus | 300% sports bonus up to ZMW 6,300 for new customers |
| Wagering | 5x on accumulator bets with at least 3 events at minimum odds of 1.40 |
| Minimum Deposit | From about ZMW 10–20 (depends on payment method) |
| Game Variety | Slots, table games, live casino, virtuals, and sports betting |
| Payment Methods | Airtel Money, MTN Mobile Money, Visa, Mastercard |
| Customer Support | 24/7 via live chat, email, and phone |
| Mobile Compatibility | Android and iOS apps plus a mobile-optimised website |
22Bet
22Bet accepts registrations from Zambia and offers both casino and sportsbook products. Local reviews describe a casino welcome bonus of 100% on the first deposit (minimum 20 ZMW), alongside a separate sportsbook bonus of 100% up to ZMW 2,300 with 5x wagering on accumulator bets of at least three events at minimum odds of 1.40.
Unlike many offshore brands, 22Bet Zambia is licensed by the Zambian Lotteries and Betting Control Board, with specific sports and casino licence numbers listed on the brand’s materials.
| Feature | Details |
|---|---|
| Welcome Bonus | 100% casino bonus on first deposit (min 20 ZMW); 100% sports bonus up to ZMW 2,300 |
| Wagering | Sports: 5x on accumulator bets; casino terms vary by offer |
| Minimum Deposit | From 20 ZMW for many methods |
| Game Variety | Slots, table games, live casino, plus a full sportsbook |
| Payment Methods | Bank cards, e-wallets, and local mobile money options |
| Customer Support | 24/7 via live chat and email |
| Mobile Compatibility | Mobile-optimised site plus Android and iOS apps |
How we review and rank gaming sites
Safety
We prioritise the security of Zambian players by checking that casinos hold valid licences from reputable authorities and implement strong technical protections such as SSL encryption.
Registration Process
We assess whether registration is straightforward and backed by clear information on identity verification (KYC), helping players understand what documents will be needed before withdrawals.
User-friendly Platform
We evaluate design and mobile performance to confirm that the platform works smoothly on common devices and internet connections in Zambia.
Deposit and Withdrawal Methods
We examine payment options that support Zambian Kwacha (ZMW), especially mobile money services, as well as processing times and minimum limits.
Bonuses
We analyse the fairness of bonus offers, looking closely at wagering requirements and maximum win caps so players know what is realistically achievable.
Portfolio of Games
We focus on the variety and quality of casino games, especially slots and live dealer titles, and consider the reputation of the software studios.
Player Support
We assess the responsiveness of customer support, giving preference to casinos that offer 24/7 live chat with clear, helpful answers.
Reputation Amongst Players
We look at player feedback to gauge how each casino handles payouts and disputes, ensuring it maintains a positive standing in the Zambian market.
Physical casino locations in Zambia
Zambia has a small number of land-based casinos, particularly around Livingstone and Lusaka. Facilities and opening hours can change, so always check current details directly with the venue before you travel.
| Casino Name | OnlineCasinoRank Rating | Location |
|---|---|---|
| New Fairmount Hotel & Casino | 2.8 / 5 | Livingstone |
| The Falls Casino | 2.4 / 5 | Livingstone |
| Majestic Casino | 2.4 / 5 | Lusaka |
| The Great Wall Casino | 2.4 / 5 | Lusaka |
New Fairmount Hotel & Casino
New Fairmount Hotel & Casino is centrally located in Livingstone and hosts a small gaming area with slot machines and limited table games. Information on current opening hours is inconsistent online, so it is advisable to confirm details with the hotel before visiting.
| Detail | Information |
|---|---|
| Opening Time | Check locally |
| Address | Livingstone, Zambia (central area) |
| Phone Number | Not consistently listed |
| Parking | Typically on-site for hotel guests |
The Falls Casino
The Falls Casino in Livingstone is associated with the resort complex near Victoria Falls. While historically a popular spot, some sources now indicate that the casino may no longer be operating in its previous form.
| Detail | Information |
|---|---|
| Opening Time | Historically daily; check current status |
| Address | Mosi-oa-Tunya Road, Livingstone, Zambia |
| Phone Number | +260 3 321 122 |
| Parking | On-site parking at the resort |
Majestic Casino
Majestic Casino in Lusaka offers a modest selection of slot machines and limited table gaming. Public information about its exact schedule is sparse, so treat any visit plans as tentative until confirmed locally.
| Detail | Information |
|---|---|
| Opening Time | Not specified |
| Address | Lusaka, Zambia |
| Phone Number | Not specified |
| Parking | Not specified |
The Great Wall Casino
The Great Wall Casino in Lusaka is another venue referenced in local directories, though current information on its game mix and opening hours is limited. Operations may change over time.
| Detail | Information |
|---|---|
| Opening Time | Not specified |
| Address | Lusaka, Zambia |
| Phone Number | Not specified |
| Parking | Not specified |
Understanding casino bonuses and wagering
Online casinos that accept Zambian players offer several types of bonuses to attract new users. Understanding how these offers work is essential before you opt in.
Wagering Requirements
Wagering requirements dictate how many times you must bet the bonus before withdrawing winnings. In many Zambia-facing casinos, these are often in the 30x–35x range. For example, a 1,000 ZMW bonus with a 35x requirement means wagering 35,000 ZMW before cashing out.
Key points to check include:
- Requirement Multiplier: Lower wagering is always better for the player.
- Game Contribution: Slots typically count 100%, while table games may contribute much less.
- Time Limits: Bonuses usually expire within 7 to 30 days.
Common Bonus Types
- Welcome Bonus: Usually a 100% match on your first deposit in ZMW, sometimes with free spins.
- Free Spins: Specific spins on selected slots, often part of a welcome deal.
- Match Bonus: Additional bonuses on your second or third deposits.
- No Deposit Bonus: Small amounts of credit given just for signing up. These are rare and have high wagering rules.
- Sportsbook Bonus: Free bets or deposit matches specifically for sports betting.
Always read the full bonus terms to understand wagering rules and any country-specific restrictions for Zambia.
Popular games to play online
Online casinos serving Zambian players offer a variety of popular games, including slots, roulette, and blackjack. Game rules and bet limits can vary, so always check the info screen before playing.
- Slots: Slots usually provide an average RTP of about 95–97%. Minimum bets can start as low as ZMW 1, with maximums reaching ZMW 500 per spin.
- Roulette: European Roulette offers an RTP of 97.3%. Table limits often range from ZMW 5 to ZMW 1,000.
- Blackjack: This game can reach RTP values of 99.5% with basic strategy. Minimum bets often start at ZMW 10.
- Video Poker: RTP can be as high as 99.5% on optimal paytables. Stakes typically range from ZMW 2 to ZMW 500 per hand.
- Keno: A lottery-style game with RTP usually between 92% and 95%. Minimum bets can be as low as ZMW 1.
Most Popular Online Casino Software Providers in Zambia
Several reputable software providers supply games to Zambian online casinos, including:
- Pragmatic Play: Famous for slots and live casino titles that work perfectly on mobile.
- Booming Games: Offers innovative slot games with unique bonus features.
- Habanero: Provides slots and table games designed for smooth performance on older smartphones.
- Skywind: Delivers a variety of slots and live dealer options with easy interfaces.
- Evolution: The leader in live casino games, including roulette and professional game shows.
How to pay and withdraw in Zambian Kwacha (ZMW)
Online casinos that accept players from Zambia often support various payment methods in ZMW, including mobile money, which is the most popular choice.
- MTN Mobile Money: A widely used service for fast deposits and withdrawals. Minimum deposits can be as low as 1 ZMW. Withdrawals are often processed within 15 minutes.
- Airtel Money: Another top mobile money option with similar limits to MTN. It is highly reliable for Zambian players.
- Bitcoin: Offers a decentralised way to fund accounts. Withdrawals depend on network confirmations and can take a few minutes.
- WebMoney: An international e-wallet used for secure payments. Deposits are usually instant.
- Jeton: An e-wallet solution that supports multiple currencies and provides quick review periods for withdrawals.
If a transaction fails, contact the casino support immediately rather than trying to bypass the system.
Legal landscape of gambling in Zambia
Gambling in Zambia is regulated under the Betting Control Act and the Casino Act. The Betting Control and Licensing Board (BCLB) is the body responsible for supervising all gambling activities in the country.
Online gambling is legal when operators hold the correct licences. Licensed operators must follow strict rules on age verification (minimum age 18), anti–money laundering (AML), and responsible gambling. Players using unlicensed sites may have limited protection if a dispute occurs.
Tax obligations on your winnings
Yes, gambling winnings in Zambia are taxed. As of 2025, a 15% withholding tax applies to winnings from gaming and betting. For example, if you win K1,000, K150 is deducted as tax, and you receive K850.
Additionally, a 10% excise duty is charged on betting stakes. On a K100 bet, K10 is taken as duty and K90 is the actual wager. These taxes are usually deducted at the source by the licensed operator.
Solving common technical and account issues
Players in Zambia may face specific challenges. The table below offers practical solutions:
| Problem Description | Solution |
|---|---|
| Location Issues Casinos need to confirm you are in Zambia. | On Mobile: Enable location services in your settings. On iOS, go to Privacy > Location Services. On Android, go to Settings > Location. |
| Payment Delays Mobile money deposits not showing. | Check that you have enough balance and have met KYC requirements. Contact support with your transaction ID if the delay lasts over 30 minutes. |
| Login Problems Cannot access your account. | Use the “Forgot Password” link. Check your email for any security alerts from the casino. |
| Game Lag Games freezing during play. | Ensure your internet connection is stable. Clear your browser cache or update the casino app. |
| Security Concerns Unauthorised access. | Use a unique password and enable two-factor authentication (2FA). Report suspicious activity to the casino immediately. |
Staying safe and playing responsibly
Online casinos in Zambia are adopting measures to protect users and promote responsible gambling.
Player Safety Measures:
- Licensing: The BCLB sets standards for fairness and security.
- Data Security: Casinos use SSL encryption to keep your Kwacha and data safe.
- Age Limits: You must be at least 18 years old to gamble in Zambia.
Responsible Gambling Tools:
- Deposit Limits: Set daily or weekly caps on your spending.
- Self-Exclusion: Pause your account if you feel you are playing too much.
- Reality Checks: Reminders of how long you have been logged in.
Gambling is for entertainment. If it affects your life or finances, take a break and seek support from local helplines.
Final thoughts for Zambian players
We have covered the essential aspects of online gambling in Zambia, from top brands like Betwinner and 22Bet to the importance of using mobile money for ZMW transactions. Understanding the 15% withholding tax and the role of the Betting Control and Licensing Board will help you stay compliant and safe.
For a full list of the best online casinos for Zambian players, or to see casinos in other countries, explore our selections on OnlineCasinoRank. Always play responsibly and check the latest terms before you start.
FAQ
What are the top online casinos in Zambia?
The leading online casinos in Zambia include Betwinner, 1xBet, and 22Bet. These platforms offer a diverse range of games, secure payment methods, and dedicated customer support tailored for Zambian players.
What welcome bonuses do Zambian online casinos offer?
Betwinner offers a 100% first deposit bonus up to ZMW 2,000, 1xBet provides a generous 300% bonus up to ZMW 6,300, and 22Bet offers a 100% bonus up to ZMW 2,500. These attractive bonuses are available to new players upon their initial deposit.
What payment methods are accepted by online casinos in Zambia?
Online casinos in Zambia accept a variety of convenient payment methods such as Visa, Mastercard, Airtel Money, MTN Mobile Money, and various e-wallets. These options ensure hassle-free deposits and withdrawals for players across the country.
Are online casinos legal in Zambia?
Yes, online gambling is fully legal in Zambia. Operators can obtain licenses from the Betting Control and Licensing Board (BCLB), which ensures strict compliance with local regulations and provides a secure environment for players.
What safety measures do online casinos implement?
Licensed online casinos implement robust safety measures like SSL encryption to protect data, fair play certifications from independent auditors, and comprehensive responsible gambling resources. These measures are crucial for ensuring a secure and trustworthy gaming environment for all players.
Are there online casinos suitable for high rollers?
Yes, platforms such as Betwinner and 1xBet are well-suited for high rollers. They offer elevated betting limits, exclusive VIP programs, and personalized customer support to accommodate players who prefer higher stakes and a premium gaming experience.
Do online casinos offer games with high payout rates?
Yes, many online casinos feature games with high Return to Player (RTP) percentages, which statistically provide better chances of winning over time. These platforms are also known for processing withdrawals efficiently, allowing players to access their winnings promptly.
What is the legal gambling age in Zambia?
The legal gambling age in Zambia is 18 years. All licensed operators are strictly required to implement rigorous age verification measures to prevent underage gambling and promote responsible gaming practices.
Are there land-based casinos in Zambia?
Yes, Zambia boasts several prominent land-based casinos. These include the New Fairmount Hotel & Casino and The Falls Casino in Livingstone, as well as the Majestic Casino in Lusaka. These venues offer a wide array of traditional gaming options.
How are online casinos regulated?
Online casinos are regulated under the Betting Control Act and the Casino Act, with oversight provided by the Betting Control and Licensing Board (BCLB). This regulatory framework ensures that all operators adhere to local gambling laws and maintain high standards of operation.
