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Online CasinoGamesBaccaratWhat are Baccarat Bets and Side Bets

What are Baccarat Bets and Side Bets

Last updated: 21.11.2025
Emily Thompson
Published by:Emily Thompson
What are Baccarat Bets and Side Bets image

Baccarat is a super straightforward game, mainly because it offers three betting options. These three bets are the core of baccarat and what most players usually go for.

Beyond the main bets, players in Zambia can also spice things up with baccarat side bets, adding an extra thrill. While these side bets can offer massive payouts, they also come with a high house edge, meaning they're not hits very often.

Understanding both the main baccarat bets and the side bets is key for any player in Zambia who wants to enjoy the game and also stand a good chance of winning.

What Are the Types of Baccarat Bets?

As mentioned, there are three main bets in the game of baccarat: betting on the player's hand to win, betting on the banker's hand to win, or betting on a tie.

Each of these main bets comes with different payouts and house edges. The odds of each bet happening also vary, so it's good for Zambian players to be well-informed.

Betting on the Player

When you bet on the Player, you're essentially betting that the player's hand will score higher than the banker's hand. If the player's hand value is closer to 9, then that hand wins.

The Player bet is generally considered the second-best option in baccarat, as it's the alternative to the Banker's bet, which is usually the most favoured by players in Zambia.

Betting on the Banker

Betting on the Banker is often seen as the smartest move, with a low house edge of just 1.06% no matter how many decks are used. This is the most popular bet in baccarat because the banker always acts last, giving that hand a statistical edge to win.

It's always a solid part of any baccarat strategy to include the Banker's bet, but remember that a small 5% commission is usually applied to winning Banker bets.

Betting on a Tie

Betting on a Tie has its ups and downs. The main challenge with Tie bets is that they rarely happen. It requires both the banker's and player's hands to have the exact same value, for instance, if both end up with a score of 6.

However, precisely because Tie bets are infrequent, they offer very attractive payouts, which can be a tempting option for some players in Zambia.

What Are Baccarat Side Bets?

Side bets are extra wagers you can place during a game of Baccarat. While there are many different side bets available, this guide will focus on the most common and popular ones for players in Zambia.

It's important for players to know that side bets are quite risky, which is why many players choose to avoid them, especially when playingonline baccarat games.

Pair Bet

A Pair bet is a wager that the first two cards dealt for either the player or the banker will form a pair (e.g., two Kings). The payout for a pair bet is typically around 11:1, but the house edge can be as high as 11%, depending on the specific online casino. You can place a Pair Bet on the banker's hand, the player's hand, or even both.

All Black/ Red

The all black or red side bet is a wager on whether the hand will contain only black or red cards.

The all-black bet offers a 24:1 payout with a house edge of 6.53%, whereas the all-red bet has a slightly lower payout of 22:1, but the house edge is 14%.

Big/ Small

There are other side bets that can be seen in many online casinos, like Big and Small. The big and small bets are to bet on the total number of cards in play. This bet is strongly dependent on how the player’s hand is played. If, in the end, there are 4 cards on the table, the small bet wins, but if there are 5 or 6 cards, the big bet wins.

Bellagio Match

The Bellagio match is a side bet on whether the hand will get three of a kind. The Bellagio match has a payout of 68:1 for the banker’s hand, and 75:1 for the player’s hand. The house edge varies from 5.27% to 8.57%.

Dragon Bonus

It is about either hand winning with a natural hand with an exact point margin. The higher margin, the bigger payout:

  • 9 points - 30:1
  • 8 points = 10:1
  • 7 points = 6:1
  • 6 points = 4:1
  • 5 points = 2:1
  • 4 points = 1:1
  • 3 points or fewer = Loss.

The house edge for the dragon bonus is usually about 2.65% for the player’s hand, but it goes up to 9.37% for the banker’s hand.

Lucky Bonus

Lucky baccarat bonus bets are among the most exciting side options that the game offers. This is a wager for the banker's hand to win while being worth 6 points. The game has a great payout of 18:1, with a house edge of just 2.34%.

Matching Dragon

The Matching dragon is a wager about how many cards of a specific rank the banker and the player will be dealt. The matching dragon side bet has a house edge of $16.99 = %. Here are the payouts for the matching dragon side bets in baccarat:

  • 6 cards = 100:1 payout
  • 5 cards = 60:1
  • 4 cards = 40:1
  • 3 cards = 20:1
  • 2 cards = 3:1
  • 1 card = 1:1
  • No cards of a specific rank = Loss

Bets to Avoid

Side Bets alongside Tie Bet are not likely to happen often. So, for every player who is tempted to create a strategy, in which his chances of winning are as high as possible, side bets and tie bets have to be excluded.

Overall, betting on a tie and side bets in Baccarat is something that any player should avoid, in order to keep his chances of being profitable in the long term.

When to place side bets in Baccarat?

The baccarat side bets can work against the player in most cases, as they have a huge house edge, and the high payouts usually don’t cover the losses. But, if the player has a good side bets betting strategy, they can really bring some fascinating profits in the long term. Unfortunately, that requires a huge budget and a lot of patience.

Are Side Bets Worth it?

Even beginners are aware of the fact that most online casinos offer baccarat tables with side bets available, and these bets have to be avoided. The statistical odds of any side bet happening are so low that in the long term, it’s nearly impossible to come into profit.

Conclusion

Baccarat is a game that offers a range of different bets for players to choose from. The straightforward way to approach the game is by sticking to the main banker, player, and Tie bets. On the other hand, if the player is seeking more excitement, there are some baccarat side bets in addition to the main ones.

Side bets have higher payouts but are a lot riskier. So, it’s recommended to stick to the main three. The benefit of knowing both baccarat bets and baccarat side bets will give the player a clear vision of what odds he has to win and increase them.

FAQ

What are the Best Side Bets in Baccarat?

Side bets are additional wagers you can place in Baccarat, beyond the three main options. While they promise huge payouts, remember that the casino's advantage (house edge) also significantly increases. As these outcomes are quite rare, experienced players often advise against them.

How Many Bets Can You Place in Baccarat?

In Baccarat, you primarily have three main types of bets: the Banker’s bet, the Player’s bet, and the Tie bet. Beyond these, there's a variety of Baccarat side bets available. However, it's crucial to understand that side bets come with substantial risks and a high house edge, making them generally not recommended for most players.

How to Remember Baccarat Bets?

To get started with Baccarat, players only really need to remember the three main bets. The Banker’s bet is often considered the best option due to its highest win rate and lowest house edge. You also have the Player’s bet and the Tie bet to consider.

Should you Always Bet Bankers in Baccarat?

Statistically, the Banker’s bet consistently offers the highest win rate and the lowest house edge in Baccarat. For beginners, sticking to this bet is often a wise approach. However, it's worth noting that some advanced Baccarat strategies might involve betting patterns that don't exclusively focus on the Banker.

Can you Bet Both Sides in Baccarat?

Yes, in Baccarat, players do have the option to place bets on both the Banker’s hand to win and the Player’s hand to win. Additionally, the Tie bet is also available for those who believe the hands will result in a draw.

Is Dragon a Good Bet in Baccarat?

The Dragon bet in Baccarat is a specific side bet where you wager on either the Banker or Player winning with a 'natural' hand (8 or 9 on the first two cards) by a certain margin. While this bet can offer very large payouts, it is also extremely risky. Players should exercise significant caution and fully understand the odds before incorporating this bet into their strategy.

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